Nirav Surendra Panchmatia
Nirav Surendra Panchmatia is the Founder & CEO of AUM Financials, an AMFI Registered Mutual Funds Distributor (ARN-66107) since October 2008. Over the last 15+ years, he has guided and mentored more than 725+ HNI and UHNI families across 27+ cities in India and NRI clients spread across 17+ countries globally.
A Boutique Personal Financial Planning Outfit Founded in 2008.
Founded in October 2008 by Nirav Surendra Panchmatia, AUM Financials is a boutique Personal Financial Planning outfit and leading Mutual Funds Distribution house. Together with AUM Aanvikshiki, the practice brings strategic wisdom and institutional discipline to 725+ HNI and UHNI families across 27+ cities in India and 17+ countries abroad.
Target Client Base
Global FootprintFamilies, entrepreneurs, and professionals across 27+ cities in India.
Non-Resident Indians and Persons of Indian Origin across 17+ countries.
International clients looking for disciplined India participation (Except US & Canada).
Target Client Type
Bespoke PracticeTailored financial planning, asset allocation, and multi-cycle compounding.
Multi-generational wealth stewardship, governance, and institutional discipline.
Protecting family assets, building liquidity reserves, and compounding wealth.
AUM Product Offerings
Mutual Funds
Disciplined compounding strategies, asset allocation models, and goal-aligned fund selection.
Specialized Investment Funds (SIFs)
Customized investment structures curated for institutional and high-net-worth requirements.
GIFT City Products
Seamless international fund access and specialized cross-border solutions for global NRIs.
Portfolio Management Services (PMS)
Selectively distributed high-conviction portfolios managed by leading investment managers.
Alternate Investment Funds (AIFs)
Specialized private credit, structured equity, and long-term alternate assets for sophisticated capital.
What We Are NOT?
Conflict-Free DisciplineZero day-trading, speculative churn, or high-frequency momentum bets.
Zero property broking, developer marketing, or illiquid land syndications.
Zero commission-driven endowment policies or mixed investment-insurance schemes.
CA, MBA & Executive Development Programs.
Chartered Accountant (CA)
Rigorous foundation in financial audit, corporate governance, valuation, and taxation systems.
MBA in Finance
Advanced postgraduate specialization in corporate finance, market mechanics, and valuation.
Executive Development Programs (EDP)
Advanced executive programs completed at ISB Hyderabad, IIM Ahmedabad (IIM A), IIM Bangalore (IIM B), and IIM Lucknow (IIM L).
108+ Investment trainings pan-India.
Nirav is a highly sought-after speaker and trainer trusted by India’s premier institutions, civil service academies, and corporate leadership forums.
Trusted by Key National Institutions:
- Reserve Bank of India (RBI)
- National Academy of Direct Taxes (NADT)
- National Academy of Defence
- The Indus Entrepreneurs (TiE) Forums
- Federation of Indian Chambers of Commerce & Industry (FICCI)
- Corporate Connections (CC) Chapters Pan-India
The Changing World Order
How structural geopolitical shifts, currency realignment, and global macro changes permanently impact Indian businesses, portfolios, and capital allocation.
Investment Secrets of Warren Buffett
Distilled from attending 8 Berkshire Hathaway AGMs in Omaha and directly engaging with Warren Buffett on capital compounding, moat durability, and economic discipline.
A foundation laid in premier institutions.
Before founding AUM Financials, Nirav spent nearly a decade in Mumbai working alongside executive leadership, handling large-scale corporate finance, valuation of national market infrastructure, and investment strategy.
Tata Administrative Services (TAS)
Began his professional journey reporting directly to the MD of Tata Honeywell (now Honeywell Automation), establishing a rigorous foundation in deep industry research.
Citigroup
Gained valuable exposure to international cross-border M&As and valuation mechanics that allowed Nirav to value market infrastructure in his next role.
ICICI Group – CFO's Office
Worked closely with top management of ICICI Bank at BKC, Mumbai, overseeing all ICICI Group subsidiaries and the Proprietary Investment Portfolio. Valued the National Stock Exchange (NSE) and consummated India's first landmark NSE stake sale to NYSE—a historic USD 20 Billion landmark transaction for India.
Quantum Group
Acquired specialized personal financial planning & Mutual Funds distribution mastery while working at Quantum, at that time India's leading financial planning outfit.
Decades of market commentary on national TV.
Nirav is a seasoned guest market expert with over 21 appearances across national business channels, including CNBC Awaaz on Your Money (India’s longest running personal finance show) and Bloomberg Quint on The Mutual Fund Show.
Masterclass dialogues with Mutual Fund CEOs
In-depth conversations exploring asset allocation and investment philosophy with prominent leaders including Ramdeo Agrawal, Sameer Arora, Radhika Gupta, Nilesh Shah, Kalpen Parekh, Saurabh Nanavati, Swarup Mohanty, Lakshmi Iyer, and more.
Check Podcasts Here
Let's start a conversation.
For keynote speaking engagements, personal finance & mutual funds distribution, leadership dialogues, and collaborations.